Access to flexible finance is crucial for small and medium-sized businesses in Ireland. From managing day-to-day cash flow to investing in growth opportunities, having the right funding can make all the difference. Grid Finance offers tailored financial solutions designed to meet these needs.
Grid Finance was established in 2013 to provide Irish SMEs with a more adaptable alternative to traditional bank lending. By using financial technology and analysing real-time business performance, Grid Finance structures funding in a way that reflects how companies actually operate.
Flexible, Revenue-Linked Repayments
A standout feature of Grid Finance is its revenue-based repayment system. Rather than fixed monthly payments, repayments are linked to a percentage of daily sales. This approach adjusts automatically with business performance: higher during peak periods and lower during slower months.
This flexibility is particularly valuable for seasonal or consumer-facing businesses, as it eases cash flow pressures and allows owners to invest confidently in growth.
Funding Range and Uses
Grid Finance provides loans typically ranging from €10,000 to €500,000. Businesses can use these funds for a variety of purposes, including:
Expanding operations
Purchasing stock or equipment
Marketing campaigns
Hiring staff
Covering short-term working capital needs
Applications are completed online, and decisions are often delivered quickly, helping businesses act promptly when opportunities arise.
A Trusted Partner for Irish SMEs
Since its launch, Grid Finance has supported thousands of businesses across sectors such as retail, hospitality, healthcare, and professional services. Starting as a peer-to-peer lender and evolving into a direct lending model backed by institutional funding, the company combines flexibility with stability.
