If you’ve forgotten your Demat account number or want to check how many accounts are linked to your PAN, you can easily retrieve the details online. In India, a Demat account is mandatorily linked to your PAN card, which acts as your primary financial identifier. This makes it simple to trace your account information through authorised platforms.
What Is a Demat Account Number?
A Demat account number is a 16-digit unique identification number assigned to every investor. It allows access to securities held in electronic form and is issued by a Depository Participant (DP) under:
NSDL – Format begins with “IN” (e.g., IN12345678901234)
CDSL – A 16-digit numeric code (e.g., 1234567890123456)
Is PAN Mandatory for a Demat Account?
Yes. As per SEBI regulations, PAN is compulsory for opening and operating a Demat account. It links all your investments, including stocks and mutual fund schemes, under one identity.
How to Find Your Demat Account Number Using PAN
Here are the most convenient online methods:
1. Through NSDL or CDSL CAS (Consolidated Account Statement)
The CAS provides a consolidated view of all Demat accounts and mutual fund holdings linked to your PAN.
Steps:
Visit the NSDL CAS portal
Select “Login with PAN”
Enter your PAN, date of birth, and captcha
Verify using OTP sent to your registered mobile/email
Download the statement to check your Demat account details
CDSL also offers CAS access via its official website.
2. Via Your Broker’s Online Platform
Most stockbrokers provide direct access to Demat details.
Steps:
Log in to your broker’s app or website
Go to Profile or Account Details
View your 16-digit Demat account number
3. Check Your Registered Email
At the time of account opening, brokers send a welcome email or letter containing:
Demat account number
DP ID
Client ID
Search your inbox for communication from your broker or depository.
4. Contact Customer Support
If you’re unable to access your account online, contact your DP’s customer care or visit the branch. PAN verification may be required before sharing details.
Can You View All Demat Accounts Linked to Your PAN?
Yes. The CAS statement displays all Demat accounts and mutual fund scheme investments associated with your PAN across NSDL and CDSL.
Investors today also have the option of opening 3-in-1 accounts that combine savings, Demat, and trading facilities, making investment management more streamlined. Platforms and fund houses, including HDFC MF, offer convenient access to mutual fund investments through linked accounts.
Investing Through a Demat + Trading Account
You can also invest in mutual fund schemes directly through your Demat and trading account:
Log in to your Demat + Trading account
Select the fund house from the available list
Choose a mutual fund scheme based on your goals and risk profile
Enter the investment amount and select either One-Time or SIP mode
Please note that the process may vary depending on the broker’s requirements. It is advisable to consult a financial advisor before making investment decisions. Investors may also explore options available through HDFC MF for structured mutual fund investments.
Conclusion
Finding your Demat account number using your PAN card is simple and can be done through CAS portals, broker platforms, or registered emails. This helps in tracking multiple accounts, consolidating holdings, and identifying inactive accounts. Ensure your PAN is correctly linked with your mobile number and email ID for smooth verification and access.
